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Book the call, get clear, and make your next move with better information.
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New Federal PLUS Loan Rules
For Existing Parent Borrowers
Learn what the 2026 rule changes mean if you have existing Federal PLUS Loans for your child’s college.
New Federal PLUS Loan Rules
For NEW Parent Borrowers
Learn what the 2026 rule changes mean if you don't have any existing Federal PLUS Loans for your child’s college.
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LOAN OPTIONS: A Guide to
Borrowing Options For College
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Compare College Borrowing Options
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Not sure whether a Federal PLUS Loan, private education loan, HELOC, or 401(k) loan makes more sense?
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This guide breaks down the tradeoffs, protections, costs, and risks so you can compare the options before signing anything.
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PLUS STEPS: A Guide to
The PLUS Loan Application and Master Promissory Note
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Apply for a Federal PLUS Loan
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About to apply on studentaid.gov?
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This guide walks you through the PLUS Loan application and Master Promissory Note screen by screen, including what to gather before you start.
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PLUS CREDIT: A Guide to
PLUS Loan Adverse Credit History
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Worried about the credit check?
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This guide shows what counts as adverse credit history for a Federal PLUS Loan and what may trigger a denial.
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PLUS DENY: A Guide to
Your Options After a PLUS Loan is Denied
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Got denied and need the next move?
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This guide covers the main paths available, including an endorser, an appeal, additional student borrowing, or a private loan.
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